A Roth IRA is a great option for those looking to save after-tax dollars, achieve tax-free growth and relaxed tax rules on taking distributions before retirement. Unfortunately, eligibility to contribute to a Roth IRA is subject to restrictions, which can cause confusion.'
To help make the analysis easier, we have created the 'Can I Contribute to My Roth IRA' flowchart. It addresses the key eligibility considerations, including:
- Earned income
 - Other (traditional) IRA contributions
 - Filing status-based MAGI thresholds
 
Flowchart: Can I Contribute To My Roth IRA- 2025
Flowchart: Can I Contribute To My Roth IRA – 2024
See Also:
Can I Make A Backdoor Roth IRA Contribution'
